Closing costs you should expectThere are certain normal fees related to closing the sale of a house. These fees are often divided between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Massachusetts to help lead you through your transaction.
Costs pertaining to your loan to be paid at closing (More information)
At closing, these taxes are usually paid (More information)
Insurance fees due at closing (More information)
Sellers: As we hammer out your deal, not only will I work to get the very best sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.
Buyers: If you are buying real estate in Middlesex County, you'll get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not startled when you get to the closing appointment. I'll be glad to look over the LE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.