Closing costs you should expect
There are certain basic expenses accompanying closing the sale of a house. These expenses are usually divided between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Massachusetts to help guide you through the transaction.
Loan-related closing costs (Click here for details)
Taxes you may be responsible for at closing (Click here for details)
Insurance fees due at closing (Click here for details)
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Sellers: As we negotiate your deal, not only will I work to get the optimal sales price, but I'll also push for lower closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are informed of exactly what you're paying for.
Buyers: If you're purchasing a property in Middlesex County, you'll be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not shocked when you reach the closing table. I'll be willing to look through the LE with you, answering your questions and highlighting any estimates that seem off.